Adulting Help: What Young Adults Should Know

Written by Reference Book on . Posted in Adult education, Home

You think by the time you grow up, you should have it all figured out. After all, you have spent a big chunk of your life in school and preparing for the time when you finally have to go out into the big bad world and find your place. The truth is that adulting comes with many responsibilities, and the best realization you can make is that you don’t have everything figured out. The good news is although adulting can be challenging, it’s normal to need some adulting help, especially as a young person. Here are crucial things young adults can benefit from knowing about getting some adulting help.

Stick to Doctor’s Appointments

When you’re a child, it’s up to your parents to take you to regular doctor’s appointments. However, in your later years, this responsibility now rests on your shoulders. Many young people have a tendency to fall off the wagon when it comes to regular doctor visits. That’s probably because this is the time when people are going off to college and finding jobs. Life seems hectic as there are more and more responsibilities to take on. The other thing is that most young people feel like they are in the best shape of their lives and rarely have to worry about health issues. As a young adult, it’s best to avoid taking this approach. Realize that you have the perfect opportunity to work on preventive care and reduce potential risks. For instance, by looking for the best dental care services today, you don’t have to worry about tooth decay and expensive and invasive tooth replacement treatment. Similarly, seeking optician services on time means you’re safer on the road since you don’t have to drive while your vision is impaired. Therefore, seeing the doctor is crucial advice on adulting help. This can treat or prevent problems before they get out of control. The important health appointments you can’t afford to skip as a young adult include general physical exams, STI screening, gynecological exams, and dental exams. Make sure you find a provider you can establish a long-term relationship with to ensure better outcomes.

Cultivate Multiple Income Streams

The ultimate goal for every adult is to achieve more financial security. You don’t have to wait until you’re in your sixties to retire. Instead, you can start cultivating multiple income streams, so you don’t rely on your nine-to-five job alone to pay the bills. When you have multiple streams of income, it means that you don’t have to panic when you lose your job because all your eggs are not in one basket. Fortunately, there are various ideas you can explore to create more income streams and boost our financial security. For instance, you can sell IT equipment for cash and get paid for any IT equipment that you collect for recycling. You can also become an investor, which involves things like investing in peer-to-peer firms and opening a brokerage account, and betting on stocks for a better return. If you want to be an entrepreneur, you should use the tried and tested method of looking for a need and ways to fulfill that need for your target audience. Whether you’re selling a service or product, the business has plenty of room for innovation. This ensures that you can earn a passive income, which allows you to build your savings and your wealth over time. If you’re innovative and creative enough, you can come up with your own product, especially digital products. It’s now easier than ever to create digital products because of the internet of things. More ideas for generating income include developing a skill, like jewelry making, and taking online art classes for adults.

Learn to Be Financially Savvy

If only personal finance was a dedicated subject that was taught in schools all over the world. Being financially savvy is a critical skill that all adults should have. The world of personal finance can be complex, and it’s often linked to other serious topics such as estate management. That means not only do you need to know about building your wealth, but you also have to make provisions for your state. While you may at some point have to consider creating a will and mull over things like a directed trust vs delegated trust, you can simply start by learning the basics of the world of finance. A common trap that young people fall into is the vicious debt cycle. Hence, consider learning all you can about the world of finance. Realize that there’s a smart way to borrow, so you only end up with good debt. By way of example, you can take out a credit card with a 0% introductory rate. This allows you to purchase items on credit and pay back the money without extra on top. The trick is to complete your payments before the promotional period ends. The benefit here is you can slowly build up your credit score. Other ways to be financially savvy include being familiar with the fundamentals of budgeting, paying off your debts, reducing your spending, and saving more money.

Take Better Care of Your Pet

Having a pet that you take good care of can teach you a lot about responsibility. For people dealing with mental health issues like depression, having a pet that you’re taking care of can be a good distraction. For instance, instead of focusing on negative emotions, you have to focus on the daily tasks required to take good care of your pet. You have to respond quickly in case your pet needs an emergency veterinary service. Animals are also wonderful companions that can boost your quality of life. They motivate you to get out of bed early and to exercise more.

Stay On Top Of Repairs

Staying on top of repairs teaches you a very important lesson: Being proactive provides a much better experience than being reactive. For instance, you should take your car in for repairs at the earliest sign there’s something wrong. Perhaps you have noticed your car is making strange noises. Instead of ignoring it, why not take your set of wheels to car repair specialists who can quickly diagnose the issue and make the necessary fixes? This is a much better scenario than waiting until you need towing services. These services can come with considerably more costs. Even if it’s your vehicle that requires early repair, doing so will always ensure your safety on the road. It will keep your car performing at its best, which makes for a more enjoyable driving experience. Avoid calling a towing company as much as you can by keeping your car in great shape. Similarly, taking your laptop for early laptop repair can help extend its lifespan while reducing your costs.  You’ll find that as you grow up and become older, making timely repairs will help you save money and time as a homeowner. Carrying out repairs and maintenance tasks sooner rather than later will ensure full functionality and prevent issues from building up. Most importantly, making timely repairs will ensure that the assets you invest in will retain their value for longer.

Develop Good Habits Early

Receiving adulting help is all well and good, but you find out you generally need less of it if you develop good habits early on. For instance, one of the most recommended habits that young adults should develop early on is to get at least eight hours of sleep each night. That said, keep in mind that this is not an encouragement to sleep an excessive number of hours as this can cause problems. Besides getting sufficient sleep, you should also make a point of spending time outside, communing with nature. This can encourage you to exercise more and boost your health. You can even kill two birds with one stone by inviting your loved ones to take a stroll outdoors with you. Spending time with loved ones helps you develop a strong social network. That way, you have people who love you and support you whenever you need adulting help. One of the most important habits to develop as a young adult is to practice safe sex without fail. The last thing you want is to end up with a serious sexually transmitted infection, like gonorrhea, which is notoriously difficult to treat. Along with safe sex, don’t be afraid to explore your birth control options. Unwanted pregnancies can be challenging to deal with, and as a young adult, chances are you’re not financially stable enough to be a parent. Additional, good habits you’re encouraged to develop include learning how to cook, eating more fruits and veggies, drinking more water, and exercising more.

See a Therapist

The best form of adulting help you can get for yourself is therapy. Most people forget the importance of a holistic approach. You shouldn’t only focus on your mental health because your mental health is a crucial part of your overall health. When you’re a young adult, there’s a big transition that happens as you leave home and try to carve your place in the world. That means you are exposed to a wide range of stress which can result in various mental health issues. Perhaps you’re worried about how to pay all your bills, excel academically, figure out your future career goals, or navigate new relationships and friendships. During this age period, it’s vital to have a safe space where you can talk about the things going on in your life. This self-expression is important because it gives you the platform to analyze the issues that impact you negatively and come up with solutions. The best therapists are trained professionals that will help you get to the root of the problem and provide you with the support you need as a unique individual. Feel free to see a therapist for any reason, whether you’re experiencing negative emotions or you feel like you could benefit from a little self-awareness. You’ll get the adulting help and support you need to navigate the challenges and changes associated with early adulthood.

Leverage Technology

Technology has positively transformed the lives of many people worldwide, and it can make life easier for you too. As a young adult, you can rely on technology for the daunting help you need in various ways. Need to take better care of your health? There are apps and wearables that can help you monitor your blood sugar levels and pulse rate, and this information can even be remotely communicated to your doctor. Need to make bill payments quickly and efficiently? Safe online payments are now a thing, allowing you to pay bills on your smart device from the comfort of wherever you are. You can even make sure you’re always stocked up on healthy foods and snacks the easy way with online grocery shopping. Doing many tasks online helps to free up more time so that you can tend to other adult responsibilities without feeling overwhelmed. There are numerous other ways you can leverage technology. If you’re trying to make a living as a young adult while being able to enjoy a lot of flexibility, you can explore the idea of working from home. This is now possible because technology has given us high-speed internet and smart devices. You can also use your smart device and internet connection to look things up on the internet. As long as you’re using reputable sources, then you have adulting help at your fingertips. All you have to do is search online for the required information or educational tools and get the answers or help you need to become a better adult. Feel like you need some adulting help? These tips will help you stay on track. To summarize, adulting help consists of advice that you can apply to your life as a young adult so that you are better able to handle the responsibilities that come with growing up. For instance, you should develop healthy eating and exercise habits that will save you later in life. Adulting help can also be quite literal. It’s good to lean on professionals or other capable people for assistance, whether it helps to manage your finances or stay on top of repairs. The important thing is to realize that being an adult doesn’t mean you now have to navigate life alone. Instead, it means you’re responsible for getting the help you need when you need it. As a fully mature and responsible person, you’re likely to be more successful with this proactive and self-assertive approach.

Increase Your Chances for Professional and Financial Success with a College Degree

Written by Reference Book on . Posted in Adult education, Master of business administration

Rhode island university
Have you been considering the benefits of a college education? What about a graduate degree? If you’ve been in the work force for some time and aren’t advancing at the rate you desire, then you may want to begin attending or return to college.
How much are you currently earning an hour? Were you aware that the average hourly wage is roughly $32.60 for college graduates? If you’re interested in majoring in English, for example, an average starting salary might be $36,200. This will, of course, depend on they type of position you hold and where you work.
If you currently have a a bachelor’s degree in English, you could expect your mid-level annual salary to be approximately $63,500. Again, this will depend on the type of position that you will hold at that time. Since you most likely want to advance professionally, have you considered applying to a master’s degree program? In addition to masters degree in adult education, there are other program options available that may be of interest to you.
Holding a college degree can potentially increase your employment options as well as your earning power. According to a 2012 Pew Research report, individuals with a minimum of a bachelor’s degree earned an average of $45,500 a year. Employees that had completed some college coursework earned $30,000, and those with just a high-school diploma earned $28,000.
In 2013, data shows that 89% of college-educated Millennials were employed full-time. During the same year, college-educated Americans in general earned an average of 98% more than their non-degreed counterparts.
More adults are realizing that obtaining a college education will increase their employment opportunities. As a result, approximately 21 million adults attended college in 2014 alone. A recent survey showed that 83% of college graduates stated that their degrees made a difference.
What career paths interest you? What have you always imagined doing? You may, for example, be interested in history or psychology. Approximately 11% of college graduates majored in history, while roughly 6% majored in psychology. Both of these degrees can potentially lead to several different types of career paths, especially when you also complete an advanced degree.
Have you considered pursuing an early education degree or a communications degree? Both of these can lead to exciting and meaning careers. If you do choose to pursue an early education degree, you may discover that you want to obtain a masters degree in psychology or a related field to enhance your knowledge base and skills.
Whatever program you choose, whether it’s an early education degree, or any other degree program, it’s important to note that many adults return to school after raising families and being in the workforce. If you were unable to attend college when you were younger, isn’t it time for you to make your career dreams a reality?